November 21, 2013
AgencyWhat Will Happen To My Current Health Insurance Plan 2014
Aetna of California – Aetna is discontinuing Individual and Family Health insurance in California and Kansas, and as a result, your coverage will be terminated at midnight on December 31, 2013. Aetna will continue to administer your current plan through the remainder of the year; however, you will need to shop for a new plan […]
November 20, 2013
AgencyKeep Your Grandfathered Plan
During these unstable times, (at least until all the dust settles), we highly recommend that you keep your existing grandfathered plans as long as the Affordable Care Act allows you to or until you get a rate increase which may force you out of it. The entire system for next year is very dysfunctional at […]
November 6, 2013
AgencyCoveredCA – How to Designate Us as Your Agent
Effective Immediately: Our agency will no longer be able to assist new enrollees into the Covered California system (also known as “on exchange”). However, if you are looking for an “off exchange” plan (buying directly from the insurance company) where you won’t have to provide household income information, tax returns, bank statements, etc., we are here to assist you. Call us today […]
October 17, 2013
AgencyIt’s Official – A Certified Insurance Agency for CoveredCA!!!!
Effective Immediately: Our agency will no longer be able to assist new enrollees into the Covered California system (also known as “on exchange”). However, if you are looking for an “off exchange” plan (buying directly from the insurance company) where you won’t have to provide household income information, tax returns, bank statements, etc., we are here to assist you. Call us today […]
August 9, 2013
AgencyWhen to Begin Shopping for Health Insurance for 2014
As a soon to be Certified Insurance Agency through the Health Insurance Marketplace called Covered California, we plan to begin offering health insurance plans inside and outside of the health insurance exchange for individuals and businesses as early as October 1, 2013 for coverage that will begin January 1, 2014. It is estimated that the […]
July 15, 2013
AgencyHow Will Your Health Insurance Rates Be Determined in 2014?
First it’s important to know that under the Affordable Care Act, Insurers must charge the sick and healthy people the same premium. Here are some other rating factors outlined for California effective January 1, 2014: Age – limited to a 3:1 ratio. This means that a rate for a 64 year old cannot be more than […]
June 20, 2013
AgencyWill You Qualify for a Health Care Subsidy in 2014?
First you will need to determine what your Modified Adjusted Gross Income (MAGI) is. In order to do this, you will need to consult your prior year tax return. If you did not file a prior year tax return you will not be eligible for a subsidy. To determine your Modified Adjusted Gross Income, locate […]
June 19, 2013
AgencyFour Metal Levels of Health Insurance Coverage – Platinum, Gold, Silver and Bronze
The 4 Metals of Coverage offered by 13 Health Plans As early as October of this year, we will all be investigating our health insurance options for 2014 when health insurance becomes mandatory. We will be selecting benefits offered by one of the following 13 health plans providing coverage in 19 regions in California: […]
June 19, 2013
AgencyAetna Discontinues Individual and Family plans in California
Aetna Discontinues Individual and Family plans in California Aetna announced that effective July 1, 2013, they will no longer offer Aetna Advantage Plans in California for Individuals, Families, and the Self-Employed. They will still offer coverage to Small and Large Group Employers. They will also still offer coverage to Medicare Beneficiaries, as well as dental […]
June 14, 2013
AgencyFinal Pre-Existing Condition Insurance Plan (PCIP) Transition Information
Final Pre-Existing Condition Insurance Plan (PCIP) Transition Information Most of you who currently have a CA PCIP policy have already received an enrollment letter from the National Finance Center that includes instructions on how to enroll into the new Federal PCIP program effective July 1, 2013. From what we understand, letters are still being generated […]